The University Credit Union is a auto loan from University Credit Union. Application typically pulls a hard report from Experian. The ongoing APR is As low as 4.24% APR for 60 months; stated rate applies to 37-60 month term loans secured by non-commercial passenger vehicles (autos and light duty trucks, new and used up to 7 model years old); effective date September 1, 2026. Typical credit limit: Minimum loan amount $3,000.