The United Bank is a mortgage from United Bank. The ongoing APR is Construction - First Lien (Secondary Residence, Non-investment), Credit Score 715+: 12 Months 7.50% APR; Purchase Renovation or Renovation - First Lien (Primary Residence Only): 715+ 7.50%; 714-665 7.65% (12 Months). Loan terms: 12 Months.