The Trust Federal Credit Union is a mortgage from Trust Federal Credit Union. The ongoing APR is 7 Years: as low as 5.99%; 10 Years: as low as 6.24% APR; origination fee 1.25%; max LTV 95% (rates current as of 10/17/2026). Loan terms: 7 and 10 years; payments based on a 30 year amortization; final balloon payment equals the remaining balance of the loan.