The TRUECORE FEDERAL CREDIT UNION is a personal credit card from TRUECORE FEDERAL CREDIT UNION. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is Variable rate starting at 12.99%. Signup bonus: Earn an additional $150 cash back bonus after your first three months (with a minimum of $3,000 in purchases). Rewards: 1.5% cash back on purchases.