The Triangle Federal Credit Union is a personal credit card from Triangle Federal Credit Union. The annual fee is No annual fee. The ongoing APR is 6.90% - 16.90% (rates effective June 26, 2026) after a 2.9% APR on balance transfers for the first year introductory rate. Rewards: Includes rewards points (Smart Choice Rewards). Typical credit limit: Credit limits up to $15,000.