The Sunrise Banks, N.A. is a personal credit card from Sunrise Banks, N.A.. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 18.24% to 28.24% based on your creditworthiness (variable, Prime Rate) after a 0% introductory APR for the first 12 billing cycles introductory rate. Rewards: 3% cash back on all purchases for the first 12 billing cycles (up to $20,000), then 1.5% cash back; 5% cash back on prepaid hotel and car reservations booked in the Travel Center.