The Pathway Lending is a business loan from Pathway Lending. The ongoing APR is Generally, rates for small business loans range from 12% to 15% (rates depend on factors including purpose, credit, collateral, cash flow, and time in business). Approval typically requires a credit score of Some loan products prefer a credit score of 600 or higher; underwriting may work with borrowers who fall below that threshold or higher. Typical credit limit: Starting at $10,000 (Emerging Small Business Lending); up to $5,000,000 for businesses with larger revenues. Loan terms: Monthly payments, not weekly; typically 3 to 5 years to pay back the loan, depending on use of funds.