The Tidemark Federal Credit Union is a home equity line of credit from Tidemark Federal Credit Union. The ongoing APR is 7.000%, Prime (APR as low as 7.048%); rate changes monthly based on the Prime Rate as published in the Wall Street Journal plus a margin (rates as of October 17, 2026). Typical credit limit: Minimum loan amount $25,000. Maximum $400,000. Loan terms: 10-year draw period, 15-year repayment term.