Unsecured Platinum MasterCard — Focus Federal Credit Union

Unsecured Platinum MasterCard — Focus Federal Credit Union is a personal credit card from Focus Federal Credit Union. The annual fee is No annual fees. The ongoing APR is 10.99 % - 17.99 % APR (rate effective as of September 1, 2026). Rewards: You will earn 1 point for every dollar spent. Reward points will expire after 36 months.. Loan terms: The Minimum Payment Due is 2.00% of Your total New Balance, or $30.00, whichever is greater, plus any amount past due. This product reports activity to your personal credit report.

Other Focus Federal Credit Union cards & products

• Collateral Loans (boats, motorcycles, RVs, farm equipment, trailers) — Auto Loan
• 2nd Mortgage — Home Equity Loan
• Unsecured Classic MasterCard — Personal Credit Card
• Storm Shelter Loan — Personal Loan
• Personal Loan — Personal Loan
• Fresh Start Personal Loan — Personal Loan
• Auto Loans — Auto Loan
• Fresh Start Auto Loan — Auto Loan

Sources & citations

• Rewards: https://focusok.com/rewards/
• Apply link, Lender name, Annual fee, Underwriter, Issuer, Product name, Product type, Other conditions, Personal guarantee, Reports to personal credit, How to apply: https://focusok.com/loans/credit-cards/
• Loan terms: https://focusok.com/wp-content/uploads/2022/12/03501441-MXC30-P-1-121422-MXC305-E_CUF.pdf
• APR: https://focusok.com/rates/
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/10283