The Thrive Credit Union is a personal loan from Thrive Credit Union. The ongoing APR is As low as 8.99% (24 months), 9.99% (42 months), 10.99% (60 months) APR; rates may be higher depending on credit score; rates effective 10/14/2026. Typical credit limit: Credit limits from $1,000.00 to $10,000.00 per qualified borrower. Loan terms: Flexible loan terms from 24 months up to 60 months.