The Texas National Bank is a business credit card from Texas National Bank. The annual fee is $49 per employee account. The ongoing APR is Prime + 10.99%, Rate Cap 21.00% (variable, based on the Prime Rate). Rewards: Earn 1 point per $1 spent per account (up to 10,000 points/month) redeemable for cash back, travel, retail gift cards, merchandise, and more.