The TN Members 1st FCU is a auto loan from TN Members 1st FCU. The ongoing APR is (2020-2026) Up to 72 Months 5.49%; Up to 84 Months 5.49% (min loan balance $10,000); Up to 144 Months 7.74% (min loan balance $30,000); (2014-2019) Up to 60 Months 6.74%; Up to 144 Months 9.24%; (2013-Prior) Up to 60 Months 7.99% (APR as low as; effective Saturday, October 17th, 2026). Loan terms: Up to 60, 72, 84 or 144 months depending on model year (see rate table).