The Syracuse Cooperative Federal Credit Union is a business loan from Syracuse Cooperative Federal Credit Union. The ongoing APR is Rates as low as 7.75%* - 13.75%* (Annual Percentage Rate; rates depend on loan type, risk level and collateral; as of 2/4/2026). Typical credit limit: No minimum loan amount; up to $20,000 unsecured OR $720,000 secured. Loan terms: 60 month maximum term; flat monthly installments.