The Sunbelt Federal Credit Union is a auto loan from Sunbelt Federal Credit Union. The ongoing APR is APR as low as: 24 Months 3.99%; 36 Months 4.24%; 48 Months 5.24%; 60 Months 6.49%; 72 Months 7.49%; 84 Months 8.99%. Typical credit limit: $3,000 minimum financing. Loan terms: 24 to 84 months.