The Sun Community Federal Credit Union is a auto loan from Sun Community Federal Credit Union. The ongoing APR is 6.74% - 18% APR. Loan terms: Street motorcycles, ATVs, side-by-side, scooters: 36 - 84 months; 5th wheels, motor homes, travel trailers, horse trailers, van conversions and jet skis: 72 - 180 months; fixed monthly payments.