The St. Louis Community Credit Union is a home equity line of credit from St. Louis Community Credit Union. The ongoing APR is Variable rates as low as 7.25% APR after 12 months; APR may vary monthly between Prime Rate and Prime Rate plus a margin up to 2.50%; as of 2/1/26 the Prime Rate was 6.75%; APR may not exceed 15.25% after a Introductory rate as low as 5.79% APR for 12 months introductory rate for 12 months. Typical credit limit: Borrow up to 90% of your home's value, minus any home loan debt; minimum loan amount is $10,000.