The St. Joseph’s Federal Credit Union is a mortgage from St. Joseph’s Federal Credit Union. The ongoing APR is 8.50% APR (120 months), 9.25% APR (180 months); Last Rate Change Effective: 12/19/2024. Typical credit limit: Min $10,000.00 - Max $100,000.00. Loan terms: 120 or 180 months; equal monthly payments over the term.