The SPC Credit Union is a auto loan from SPC Credit Union. The ongoing APR is New: 60 mo as low as 5.99%; 72 mo ($35K minimum) 6.99%; 84 mo ($50K minimum) 7.99%; 96 mo ($75K minimum) 8.99%; 120 mo ($100K minimum) 9.99%. Used: 60 mo 6.99%; 72 mo ($35K minimum) 7.99%; 84 mo ($50K minimum) 9.99% (APR as low as; rates effective June 29, 2026). Typical credit limit: Up to MSRP plus sales tax on new, never-titled units; previously titled (used) units limited to established retail value plus sales tax.