The South Side Community Federal Credit Union is a auto loan from South Side Community Federal Credit Union. The ongoing APR is 3.251% - 16.001% APR. Typical credit limit: Up to $40K for a new car or $35K for a used car (up to 90% of Kelley's Blue Book value). Loan terms: Ranges between 36 months and 72 months depending on the age of the vehicle.