The Southern Chautauqua Federal Credit Union is a auto loan from Southern Chautauqua Federal Credit Union. The ongoing APR is Recreational Vehicle Fixed APR As Low As: New, up to 10 years 9.49%; Used, 1 to 3 years old, 8 years 10.49%; Used, 4 years and older, 5 years 10.49% (Rate Effective Date: 9/09/2026). Loan terms: New, up to 10 years; Used 1 to 3 years old, 8 years; Used 4 years and older, 5 years.