HomeRise100 — Southern Bancorp Bank

HomeRise100 — Southern Bancorp Bank is a mortgage from Southern Bancorp Bank. Approval typically requires a credit score of Minimum 640 FICO score or higher.

Other Southern Bancorp Bank cards & products

• Personal Loans — Personal Loan
• Construction Loan — Mortgage
• Holiday Loans — Personal Loan
• Auto, Boat & RV Loans — Auto Loan
• VA Loan — Mortgage
• SBA Express Loan Program — Business Loan
• Agricultural Loans — Business Loan
• FHA Loan — Mortgage

Sources & citations

• Apply link, Underwriter, How to apply: https://banksouthern.com/mortgage/lenders/kortni-beene/
• Lender name: https://banksouthern.com/policies/
• Issuer, Product name, Product type, Credit score, Other conditions: https://banksouthern.com/mortgage/
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:1528&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://selling-guide.fanniemae.com/sel/b3-5.2-01/requirements-credit-reports (checked 2026-10-19)