The San Luis Obispo County Housing Trust Fund is a business loan from San Luis Obispo County Housing Trust Fund. The ongoing APR is Generally, 5% to 7% fixed (based on risk, income targeting & other factors) (Notice of Funding Available updated 4/1/2026). Typical credit limit: Maximum Loan: $3 million (may be limited by various factors). Loan terms: Loan Term: Generally, up to 5 years (longer may be possible); Repayment Terms: Flexible (prefer at least monthly interest payments).