The The Sequoyah Fund is a business loan from The Sequoyah Fund. The ongoing APR is Interest rates range from 5% to 12% depending on borrower's credit and a variety of risk factors. Typical credit limit: $500 to $150,000 (up to $50,000 for start-up businesses with less than 24 months of operation; up to $150,000 for expanding businesses with more than 24 months of documented operation). Loan terms: Loan terms are up to 120 months; loan payments are fully amortized over the term of the loan.