The Shuford Federal Credit Union is a auto loan from Shuford Federal Credit Union. The ongoing APR is New and Current Model: 5.00% - 11.25% up to 48 months; 5.25% - 12.50% 49-60 months; 5.50% - 13.99% 61-72 months. Used: 5.50% - 11.75% up to 48 months; 6.00% - 13.25% 49-60 months; 6.75% - 14.99% 61-72 months (fixed rate). Loan terms: Up to 72 months (Over 72 requires mgt approval).