The SIU Credit Union is a mortgage from SIU Credit Union. The ongoing APR is 30-Year 7.625% (0 points) / 7.250% (1.00 point); 20-Year 7.500% / 7.125%; 15-Year 7.625% / 6.875%; 10-Year 7.625% / 6.875% (Effective Date 10/13/2026). Loan terms: 30-, 20-, 15- or 10-year fixed.