The SESLOC Credit Union is a auto loan from SESLOC Credit Union. The ongoing APR is New: 5.24% – 13.99% (up to 63 months), 5.59% – 15.44% (64-75), 6.29% – 9.99% (76-84); Used: 5.99% – 14.44% (up to 63), 6.49% – 16.25% (64-75), 6.99% – 9.99% (76-84) APR (effective October 6, 2026; lowest rates assume HomeFREE Discount Program). Loan terms: Terms up to 84 months; option to defer payments for the first 90 days after funding.