The Service One Credit Union is a personal loan from Service One Credit Union. The ongoing APR is APR as low as 12.40% ($500 - $999), 10.40% ($1,000 - $2,499), 9.90% ($2,500 - $4,999), 9.90% ($5,000 and up), 60 months (effective 06/30/2026). Typical credit limit: Borrow up to $25,000 with no collateral. Loan terms: 60 months.