The Service One Credit Union is a auto loan from Service One Credit Union. The ongoing APR is APR as low as: Model 2024+ 4.50% (up to 66 months), 4.99% (67-72 months), 5.49% (73-84 months); Models 2019-2023 4.99% (up to 48 months), 5.24% (49-66), 5.74% (67-72); Models 2012-2018 7.89% (up to 48 months), 8.14% (49-60) (effective 06/30/2026). Loan terms: Terms up to 84 months; up to 90 days until your first payment (interest accrues during any deferral period).