Ready Reserve Line of Credit — Service One Credit Union

Ready Reserve Line of Credit — Service One Credit Union is a personal line of credit from Service One Credit Union. The ongoing APR is 12.90% APR (variable rate; effective 06/30/2026). Loan terms: Payment varies based on balance.

Other Service One Credit Union cards & products

• Student Loan Refinance (Consolidation Loans) — Student Loan
• VA — Mortgage
• Welcome Home Mortgage — Mortgage
• ARMs — Mortgage
• FHA — Mortgage
• Commercial Operating Lines of Credit — Business Line of Credit
• Visa® Signature Everyday Rewards Credit Card — Personal Credit Card
• Motorcycle, Purchase or Refinance (Models 2017+) — Auto Loan

Sources & citations

• Apply link, How to apply: https://www.socu.com/personal-loans
• Lender name, Loan terms, Issuer, APR, Product name, Product type: https://www.socu.com/loan-rates
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/62484
• Where it's offered, Eligibility: https://www.socu.com/start-your-membership (checked 2026-10-19)