Fixed Rate Home Equity (Closed-End) — Service One Credit Union

Fixed Rate Home Equity (Closed-End) — Service One Credit Union is a home equity loan from Service One Credit Union. The ongoing APR is Fixed APR currently 7.00% - 9.25% (rates accurate as of 1/11/2026). Loan terms: 5, 7 or 10 year terms.

Other Service One Credit Union cards & products

• Student Loan Refinance (Consolidation Loans) — Student Loan
• VA — Mortgage
• Welcome Home Mortgage — Mortgage
• ARMs — Mortgage
• FHA — Mortgage
• Commercial Operating Lines of Credit — Business Line of Credit
• Visa® Signature Everyday Rewards Credit Card — Personal Credit Card
• Motorcycle, Purchase or Refinance (Models 2017+) — Auto Loan

Sources & citations

• Apply link, Lender name, Issuer, APR, Product type, Other conditions, How to apply: https://www.socu.com/home-equity-loans
• Loan terms, Product name: https://www.socu.com/loan-rates
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/62484
• Where it's offered, Eligibility: https://www.socu.com/start-your-membership (checked 2026-10-19)