The SELCO Community Credit Union is a home equity line of credit from SELCO Community Credit Union. The annual fee is Annual Maintenance Fee for Combination LOC $45. The ongoing APR is 6.75% - 12.00% APR (rate sheet effective October 17, 2026); APR based on credit qualifications, term of loan, lien position, and loan amount. Loan terms: Draw period 5-15 years. Repayment period 15 years.