The Security Federal Bank is a home equity line of credit from Security Federal Bank. The ongoing APR is Wall Street Journal prime rate plus a margin; current rates range from 6.75% to 7.75% as of 1/21/2026 based on loan amount and lien position; variable; never more than 18.00% or less than 3.25%. Loan terms: Payments are interest only and may result in a balloon payment at maturity.