The Security Credit Union is a home equity loan from Security Credit Union. The ongoing APR is 5 Year Fixed 5.99%; 7 Year Fixed 6.24%; 10 Year Fixed 6.74%; 15 Year Fixed 6.99% (APR as low as, effective October 17, 2026, for qualified borrowers with excellent credit). Loan terms: 5, 7, 10 or 15 Year Fixed.