Signature Loans — Rize Credit Union is a personal loan from Rize Credit Union. The ongoing APR is 2 years 9.00% - 14.00%; 4 years 10.00% - 15.00%; 5 years 11.00% - 16.00% (rates effective October 1, 2026). Typical credit limit: Minimum $250 (2 yr) to $5,000 (5 yr). Loan terms: Terms from 12 to 60 months.