The Santa Cruz Community Credit Union is a personal loan from Santa Cruz Community Credit Union. The ongoing APR is 740+ 5.75% (36 mo) / 6.75% (48 mo); 700-739 5.99% / 7.99%; 655-699 6.99% / 8.99%; 625-654 9.99% / 11.99%; 570-624 13.99% (36 mo) (rates effective October 16, 2026). Typical credit limit: Minimum loan amount is $500; max loan $7,500 (740+, 700-739, 655-699), $5,000 (625-654), $3,000 (570-624). Loan terms: Terms up to 48 months.