The Pyramid Federal Credit Union is a personal loan from Pyramid Federal Credit Union. The ongoing APR is As low as 9.50% APR (up to 12 months), 9.75% (up to 24), 10.25% (up to 36), 10.75% (up to 48), 11.50% (up to 60 months). Loan terms: Terms up to 12, 24, 36, 48 or 60 months.