Payday Alternative Loan (PAL) — Northeast Community Credit Union

Payday Alternative Loan (PAL) — Northeast Community Credit Union is a personal loan from Northeast Community Credit Union. The ongoing APR is 28%. Loan terms: Varies.

Other Northeast Community Credit Union cards & products

• Camper & RV — Auto Loan
• Signature Loans — Personal Loan
• Smart Business Rewards Visa Signature® Card — Business Credit Card
• Visa® Zero+ Card — Personal Credit Card
• Visa® Business Real Rewards Card — Business Credit Card
• New & Used Motorcycles — Auto Loan
• Business Lines of Credit — Business Line of Credit
• HELOC/Line of Credit — Home Equity Line of Credit

Sources & citations

• Apply link, How to apply: https://www.bemycu.org/loans/loan-types/personal-loans/
• Lender name, Loan terms, Issuer, APR, Product name, Product type: https://www.bemycu.org/rates/
• Lender website: https://mapping.ncua.gov/api/CreditUnionDetails/GetCreditUnionDetails/67021
• Where it's offered, Eligibility: https://www.bemycu.org/accounts/become-a-member/ (checked 2026-10-19)