The River City Federal Credit Union is a personal loan from River City Federal Credit Union. Application typically pulls a hard report from TransUnion. The ongoing APR is APR as low as 8.99% (0 to 24 and 25 to 36 months) and 9.99% (37 to 48 and 49 to 60 months), as of August 18, 2025 per the page footnote. Loan terms: 0 to 24 Months; 25 to 36 Months; 37 to 48 Months; 49 to 60 Months.