The Resource One Credit Union is a personal loan from Resource One Credit Union. The ongoing APR is Rates as low as 25.00% APR (rates as of October 17, 2026). Typical credit limit: $500 minimum; loan cannot exceed $2,000. Loan terms: $500 minimum: 3 months; $501 - $1,000: 6 months; $1,001 - $1,500: 9 months; $1,501 - $2,000: 12 months.