The Public Service Credit Union is a auto loan from Public Service Credit Union. Application typically pulls a hard report from Experian. The ongoing APR is APR as low as 6.74% (powersports & small boats up to 60 months), 7.24% (61-84 months); 5.99% (boats over 18', motor homes, fifth wheels, travel trailers & Harley Davidson motorcycles up to 84 months), 6.24% (up to 180 months), 6.49% (up to 240 months); rates effective September 17, 2026. Loan terms: Flexible terms based on vehicle type up to 240 months.