The Peoples Advantage FCU is a personal loan from Peoples Advantage FCU. The ongoing APR is Fast Cash loan interest rate is 28.00% APR* (The stated rate is as of 8/1/2021 and subject to change at any time.). Typical credit limit: Up to $2,000. Loan terms: Payments are automatically pulled from your account; estimated monthly payment amount and # of payments (Effective Date: 6-2-2025): $2,000 - $194 for 12 payments; $1,500 - $145 for 12 payments; $1,000 - $125 for 9 payments; $500 - $90 for 6 payments.