The Sage Federal Credit Union is a auto loan from Sage Federal Credit Union. The ongoing APR is APR as low as: 28 months 6.99%; 40 months 7.99%; 52 months 8.99%; 70 months 10.29%; Rates Effective: May 1, 2026. Loan terms: 28 months; 40 months; 52 months; 70 months.