The Orion Federal Credit Union is a home equity line of credit from Orion Federal Credit Union. The ongoing APR is As of 9/17/2026, the standard APR is 6.75% to 11.00%. Standard APRs are variable and are based on Wall Street Journal Prime Rate plus a margin of -.25% to 4.00%. Minimum standard APR is 6.75% and maximum APR is 18%.. Loan terms: 10-Year Draw Period.