The Vida Federal Credit Union is a auto loan from Vida Federal Credit Union. The ongoing APR is 36 months No minimum 4.55%; 48 months No minimum 4.57%; 60 months No minimum 4.58%; 72 months $20,000 4.88%; 84 months $30,000 5.28% (Lowest available APR, reflecting a 0.25% discount for electronic repayment and direct deposit enrollment.). Loan terms: Max Term (up to $29,999) 72 months Max Term ($30,000+) 84 months.