The Nuvision Federal Credit Union is a home equity line of credit from Nuvision Federal Credit Union. The annual fee is a $40 yearly fee that is applied to your account on each anniversary. The ongoing APR is 7.25% to 8.25% (Index Prime, Margin 0.250% - 1.250%; EFFECTIVE DATE: 09/25/2026; RATES FOR CALIFORNIA). Typical credit limit: Minimum credit line available is $10,000.. Loan terms: 25 Year Term; 10 Year Draw Period.