The Neighborhood Progress Fund is a business loan from Neighborhood Progress Fund. The ongoing APR is 4%-8% interest rate. Approval typically requires a credit score of Although we don’t have a minimum credit score and seek to partner with entrepreneurs and businesses that struggle to qualify for traditional loans, we use the credit report as a component of our analysis. or higher. Typical credit limit: Up to $500,000. Loan terms: Up to 10-year term Up to 20-year amortization.