The OnPath Federal Credit Union is a personal credit card from OnPath Federal Credit Union. The annual fee is No unnecessary fees: Enjoy no annual fees, plus a 25-day grace period on purchases.. The ongoing APR is World Elite Rewards Mastercard | 16.00%-17.95%. Signup bonus: Earn double reward points for your first 90 days on everything from everyday spending—like restaurants, gas stations, and groceries—to major purchases you’ve been waiting for, like home upgrades and dream vacations.. Rewards: Earn 1.5 reward points with every dollar spent and double points on the first 90 days of purchases on a new account.**.