The OMNI Community Credit Union is a personal credit card from OMNI Community Credit Union. The annual fee is No annual fee. The ongoing APR is 14.99% to 23.99%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (terms dated August 28, 2026). Signup bonus: For a limited time, earn 10,000 bonus points when you open a Platinum Rewards Mastercard® and spend $1,000 on purchases for the first 90 days!. Rewards: 4X on gas 3X on restaurants 2X on groceries 1X on everything else Redeem anytime for cash back, gifts, or merchandise.