The O Bee Credit Union is a personal loan from O Bee Credit Union. The ongoing APR is 28% APR*. Typical credit limit: Loans from $500 - $2,500. Loan terms: $500 - $999: 12 Months ($49 - $98) | $1,000 - $1,500: 18 Months ($70 - $105) | $1,501 - $2,500: 24 Months ($84 - $139) | Automatic payments will be set up upon funding.