The Nusenda Credit Union is a business credit card from Nusenda Credit Union. The annual fee is $0. The ongoing APR is 13.75% - 16.75%. Rewards: Earn 1 point per every $1 spent. Members who use their Business Visa Platinum Rewards credit cards will earn three bonus points, respectively, for every dollar they spend on the categories below (You can earn up to 4,500 points per quarter.) *Quarterly rewards categories are subject to change, dependent on current market research. If quarterly rewards are updated, they will go into effect prior to the quarter they are offered.. Loan terms: Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month..